This was a much more pleasant experience today than Monday evening. The only two negatives were a) something that I knew would happen and b) something I should have expected.
a) You know how they say that for every year a human ages, a dog ages seven, well car dealer time is just the inverse. When they tell you it will be just a minute, that maybe what it feels like for them, but in car buyer time it is seven minutes. When they tell you it will just take a few minutes, you think that means 5 to 10 minutes, it will actually take 35 minutes to a little more than an hour.
b) When the deal was made I said I will give you X dollars down and I want the payment to be X dollars a month. After you have signed on the dotted line of nearly as many pieces of paper as you do at a house closing, the last one is the actual loan agreement. And just like you agreed upon the payment is X dollars a month, but there are some numbers to the right of the decimal point. The digits are carefully calculated to be not too big to make it seem like they are trying to add a whole extra buck to the payment, but big enough to amount to something for the dealer. They took the page right out of Walmart’s playbook, the payment is $XXX.88
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